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BUSINESS LOANS
Up to125 000RON with personal guarantee
From 10 000 to 750 000 RON
Fast response
Up to 125 000 RON with personal guarantee
Up to 84 months
BUSINESS LOANS
Who we are
Microfinance company with 100% foreign capital
Mikro Kapital Fund invests in and provides financing to financial institutions specializing in funding small and medium-sized enterprises across Europe and Asia. Currently, the Mikro Kapital group of companies operates in financial markets across Italy, Luxembourg, Romania, Czech Republic, Moldova, Armenia, Kazakhstan, Tajikistan, Hong Kong, and Uzbekistan
Year of founding
2016
4 800+
Loans disbursed
36 085 800
Share capital
3 300+
Customers
Why Mikro Kapital?
News
Mission
Since our establishment in 2008, Mikro Kapital has focused its activity on achieving a positive impact on the investment market, especially in emerging economies. Our mission is to help the economic development of the countries in which we operate, providing financial flow for niche markets. We also offer knowledge and support to help businesses grow in a healthy way in the long run.
Contacts
Pitești
Oradea
Timișoara
Arad
Iași
Bacău
Brăila
Craiova
Suceava
București
Constanța
Ploiești
Head office
Click on the branch name for details
SME LOANS
Mikro Kapital provides efficient financing solutions for small entrepreneurs. Our goal is to enhance the production capacity of SMEs in Romania.
For you, we have created a comprehensive SME Loan offer, available under advantageous conditions. Through effective financial measures, we support the growth of Romania’s economy.
Mikro Kapital encourages small entrepreneurs to access SME Loans, helping you increase the volume of traded products and expand your range of services for customers.
We offer Start-Up SME Loans for companies with at least three months of economic activity. Now, you can benefit from the most competitive SME loans, whether you are an S.R.L., S.A., P.F.A., II, IF, or a service provider in a liberal profession.
Possible Uses for SME Loans
- Loans for Inventory - Cover daily operating expenses and monthly needs.
- Loans for Service Payments - Stay up to date with service payments.
- Loans for Tax Payments - Cover expenses for state taxes.
- Investment Loans - Grow your business through investments
- Equipment Loans - Quickly and easily purchase the equipment you need at advantageous prices.
- Mixed Use Loans - Enjoy flexibility in choosing the purposes of your SME loan.
Advantages of SME Loans
- Minimal documentation required.
- Transparency and flexibility.
- Fast credit file assessment for loans up to 125 000 RON
- Grace period of up to 12 months.
- Flexible repayment schedule.
- Zero Down Payment.;
- Funds are quickly transferred to your account.
- Access to specialized consultancy.
- This gives you the opportunity to obtain an SME Investment Loan with a real estate mortgage if personal guarantees are not sufficient.
- As a result, you will be able to make medium- and long-term investments that will contribute to the growth of your business.
The most advantageous SME loan for the future of your business
We know your business needs financial support to grow. That’s why we’ve designed a range of development opportunities you can benefit from with SME Loans from Mikro Kapital.
Even if you are a small entrepreneur, you don’t have to limit your business’s growth potential. Now, you can seize business opportunities that arise at any time with the help of an advantageous SME Loan.
Mikro Kapital is here to support you and your business
We have created a dedicated division for SME Investment Loans.
In addition, we offer specialized consultancy to help you make the best financing choices for your business.
Now, you can opt for an SME Loan for your business’s current operations. The repayment term for the loan is favorable, up to 60 months.
You can also choose an SME Investment Loan, with a repayment term of up to 84 months. Now is the perfect time to make specific investments aimed at the medium-term growth of your business.
Do you need a generous sum of money to cover your business’s medium-term needs? Mikro Kapital is here to support you with an advantageous offer of Fast SME Loans.
© Mikro Kapital IFN SA,