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Business loans
Business
Agro
eCommerce
SuperFast
Business Auto
Monday-Friday
8:30 — 17:30
+
AGRO LOANS
Up to
125 000
RON with personal guarantee
From 10 000 to 750 000 RON
Fast response
Up to 125 000 RON with personal guarantee
Grace period available and seasonal repayment schedule
AGRO LOANS
Grace period available and seasonal repayment schedule
From 10 000 to 750 000 RON
Fast response
Up to 125 000 RON with personal guarantee
Grace period available and seasonal repayment schedule
From 10 000 to 750 000 RON
Agriculture Loan
Loan for farmers
Benefits
Fast
Quick response for amounts up to 125.000 RON
Comfortable
Minimal documentation required
Loan Amount
Between 10.000 and 750.000 RON
Grace Period
Up to 12 months grace period with a flexible repayment schedule
Flexibility
Flexible repayment chart
Stability
Fixed interest rate
Stability
Fixed interest rate
Fast
Quick response for amounts up to 125.000 RON
Comfortable
Minimal documentation required
Loan Amount
Between 10.000 and 750.000 RON
Grace Period
Up to 12 months grace period with a flexible repayment schedule
Flexibility
Flexible repayment chart
Stability
Fixed interest rate
Fast
Quick response for amounts up to 125.000 RON
The beneficiaries of business loans can be organized as:
Companies - SRL, SA, PFA, II, IF
Liberal Professions, cabinets
Terms of lending for agriculture
Loan Amount
10.000 – 50.000 RON
Term
48 months
Guarantees
Only with personal guarantee
Loan Amount
50.001 – 125.000 RON
Term
60 months
Guarantees
Personal guarantee + movable property guarantee
Loan Amount
125.001 – 750.000 RON
Term
84 months
Guarantees
Personal guarantee + real estate guarantee
Some possible destinations of loans for agricultur
Working capital
Seeds, fertilizer, herbicides, fungicides
Payment of salaries or fees from state
Payments to suppliers
Refinancing working capital loans from other institution
Investment
Acquisition of agriculture machinery
Purchase of agricultural land, warehouses
Construction of greenhouses, stables, warehouses for storage
Purchase of animals
Purchase of irrigation systems
Refinancing investment loans from other institutions
Mixed destination
Any combination of the above: WORKING CAPITAL + INVESTMENTS
Documents Required
1
Identity cards for associates / personal guarantors
2
Certificate for agricultural producers or legal papers of the company
3
Statement from the municipality with assets situation
4
Papers related to the financial situation of the business
4
Papers related to the financial situation of the business
1
Identity cards for associates / personal guarantors
2
Certificate for agricultural producers or legal papers of the company
3
Statement from the municipality with assets situation
4
Papers related to the financial situation of the business
1
Identity cards for associates / personal guarantors
How to Get It
1
Apply
Make an online application or visit a branch
2
Bring documents
Wait the analysis and final decision
3
Receive money
You will receive money in your bank account directly
3
Receive money
You will receive money in your bank account directly
1
Apply
Make an online application or visit a branch
2
Bring documents
Wait the analysis and final decision
3
Receive money
You will receive money in your bank account directly
1
Apply
Make an online application or visit a branch
Loan Repay
Online
Using Internet Banking services
Cash
By bank transfer
Cash
By bank transfer
Online
Using Internet Banking services
Cash
By bank transfer
Online
Using Internet Banking services
Apply for a credit now!
Apply for a credit and we will get in touch with you as soon as possible.
Name and surname
E-mail adress
Phone number
Desired amount
Your city
Your message
I am an individual
I am a legal entity
After consulting the
"Information concerning the processing of personal data"
document, I agree that the data provided by me will be used in order to be contacted by a representative of Mikro Kapital IFN.
© Mikro Kapital IFN SA, 2025
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