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Business loans
Business
Agro
eCommerce
SuperFast
Business Auto
Monday-Friday
8:30 — 17:30
+
eCommerce LOANS
Up to
125 000
RON with personal guarantee
From 10 000 to 750 000 RON
Fast response
Up to 125 000 RON with personal guarantee
Up to 84 months
eCommerce LOANS
From 10 000 to 750 000 RON
Fast response
Up to 125 000 RON with personal guarantee
Up to 84 months
eCommerce Loan
Perfect loans for eCommerce businesses
Benefits
Fast
Quick response for amounts up to 125.000 RON
Comfortable
Minimal documentation required
Loan Amount
Between 10.000 and 750.000 RON
Grace Period
Up to 12 months grace period with a flexible repayment schedule
Flexibility
Flexible repayment chart
Stability
Fixed interest rate
Fast
Quick response for amounts up to 125.000 RON
Comfortable
Minimal documentation required
Loan Amount
Between 10.000 and 750.000 RON
Grace Period
Up to 12 months grace period with a flexible repayment schedule
Flexibility
Flexible repayment chart
Stability
Fixed interest rate
The beneficiaries of eCommerce loans can be organized as:
Companies - SRL, SA, PFA, II, IF which have an online shop or provide services via internet.
Terms of lending for eCommerce loans
Loan Amount
10.000 – 50.000 RON
Term
48 months
Guarantees
Only with personal guarantee
Loan Amount
50.001 – 125.000 RON
Term
60 months
Guarantees
Personal guarantee + movable property guarantee
Loan Amount
125.001 – 750.000 RON
Term
84 months
Guarantees
Personal guarantee + real estate guarantee
Some possible destinations for eCommerce loans
Working capital
Stock of merchandise
Payments to suppliers
Payment of salaries or fees from state
Refinancing Working capital loans from other financial institutions
Investment
Car Purchase
Purchase of soft/development
Purchase of real estate
Improving the appearance of the working point
Refinancing investment loans from other institutions
Mixed destination
Any combination of the above: WORKING CAPITAL + INVESTMENTS
Documents Required
1
Identity cards for associates / personal guarantors
2
Legal documents of the company
3
Papers that reveales the financial situation of the business
1
Identity cards for associates / personal guarantors
2
Legal documents of the company
3
Papers that reveales the financial situation of the business
How to Get It
1
Apply
Make an online application or visit a branch
2
Bring documents
Wait the analysis and final decision
3
Receive money
You will receive money in your bank account directly
1
Apply
Make an online application or visit a branch
2
Bring documents
Wait the analysis and final decision
3
Receive money
You will receive money in your bank account directly
Loan Repay
Online
Using Internet Banking services
Cash
By bank transfer
Online
Using Internet Banking services
Cash
By bank transfer
Apply for a credit now!
Apply for a credit and we will get in touch with you as soon as possible.
Name and surname
E-mail adress
Phone number
Desired amount
Your city
Your message
I am an individual
I am a legal entity
After consulting the
"Information concerning the processing of personal data"
document, I agree that the data provided by me will be used in order to be contacted by a representative of Mikro Kapital IFN.
© Mikro Kapital IFN SA,
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